Consolidation Loan - Shrink Your Payment Special!
Your credit union wants to help you with your goal of improving your financial fitness in the New Year!
That’s why we’re giving you the opportunity to pay off double-digit interest rates from your credit card balances with a Consolidation Loan.
First Service Consolidation Loan
- Fixed rate as low as 6.99% with an 8.133% APR1
- Terms to 42 months
- Fixed Payment for Easy Budgeting
- No Application Fee
- Get a 1% Cash Rebate!2
It’s all about savings… and even more cash in your pocket. With your First Service Consolidation Loan, you will earn $10 for every $1,000 we pay off with another lender.
All loans on approved credit. Offers do not apply to loans already financed at First Service. Current rates, terms, and offers are subject to change or withdrawal. Rates may vary according to credit qualifications. $99 loan processing fee or $74 with a FirstChoice Checking Account. No other discounts apply. Other rates and terms maybe available.
1 Payment example based on a credit score of 720 or higher with all other credit qualifications met: $5,000 consolidation loan at 6.99% rate with a 42 month repayment term and $99 loan processing fee, would have a 8.133% APR and a monthly payment of $134.98 with total payments of $5,669.07.
2 $10 per $1,000 of balance transferred up to a $100 maximum value cash incentive will be deposited to member’s Share Savings Account when loan balance(s) are transferred from another lender.
Save up to $15 on TurboTax Federal Products
As a First Service member, you can save up to $15 on TurboTax® — the #1 best-selling tax software. With TurboTax, you’ll get your taxes done right and your biggest possible refund — plus a chance to win $25,000!
NEW: Expert review of your return. With TurboTax Live, you can have a live CPA or EA by your side to answer questions and review your tax return.
Get a head start on your taxes. Snap a photo of your W-2, or import it into TurboTax from over 1 million companies. Either way, you’ll save time and get a jump start on your tax return.
Be sure nothing gets missed. TurboTax CompleteCheck™ reviews every detail in your return, walks you through any final changes, and gives you the green light to file.
To be automatically entered to win the $25K Grand Prize or one of twelve $1,000 First Prizes, just try TurboTax Online for FREE (and provide your email address) by February 15th.1 Start TurboTax now and save!
#1 Best-Selling brand of tax software based on aggregated sales data for all tax year 2016 TurboTax products. Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information.1 Limited time offer for TurboTax 2017. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.
TurboTax $25,000 Sweepstakes. NO PURCHASE OR FINANCIAL DISCLOSURE NECESSARY. Open to legal residents of the 50 United States or the District of Columbia, 18 years of age or older at time of entry, who are customers of participating Financial Institutions or employees of participating businesses. Void in Puerto Rico and where prohibited by law. Sweepstakes ends 2/15/18. Subject to complete Official Rules and all applicable federal, state and local laws. For Official rules including participating Financial Institutions and business, odds of winning, alternate method of entry, and prize descriptions, visit http://turbotax.intuit.com/go/sweepstakesrules. PRIZES: 1 Grand Prize: A check for $25,000. Retail value, $25,000. 12 First Prizes: A check for $1,000. Retail value, $1,000 each. Maximum retail value of all prizes is $37,000. The odds of winning a prize depend upon the total number of eligible entries received by the end of the Promotion Period. SPONSOR: Intuit Inc., 7535 Torrey Santa Fe Rd, SDG-2A-03-22E, San Diego, CA, 92129.
Auto Loans - Get Up to $500 CASH BACK & No Payment for 90 Days
Wouldn’t it be nice to take a break from paying at least one of your current bills? Bring us your current auto loan
from another financial institution or finance a new or used vehicle with us by December 30, 2017, and we’ll give you
90 days off from making car payments! Use that money to build your savings, pay off debt or for holiday expenses.
For a limited time, when you transfer your auto loan balance from another lender to First Service at your current
rate and term, you can get up to $500 CASH BACK!1 Plus… you’ll make no payments for 90 days!2
All loans on approved credit with qualified collateral. Auto loan buy back offer does not apply to loans already financed with First Service. Actual rates may vary based on age of collateral and credit criteria. A $99 processing fee is discounted to $74 with FirstChoice Checking. This offer may be changed or withdrawn at any time. No other discounts apply.
1 $10 per $1,000 of balance transferred up to a $500 maximum value cash incentive will be deposited to member’s Share Savings Account when loan balance is transferred at the current rate and term. Floor rate of auto loan balance transfer is 2.67% APR to 66 months. Does not apply to loans already financed with First Service. Terms and rates may vary depending on credit conditions, model year and value of collateral.
2 Interest will continue to accrue during the 90 days. Deferred payments may not exceed 90 days.
- First Service VISA - 4.99% APR* Introductory Rate
Love My Credit Union Rewards
Love your savings.
Everyone is looking for ways to save money, and that's just what Love My Credit Union Rewards is all about.
First Service is excited to offer you exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1.4 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.
- Sprint Line Activation Member Discount: Get a $100 Cash Reward for every new line (see details below)
- Save up to $15 on TurboTax Federal tax products
- Save on services for your home from ADT and more
- Earn cash back when you shop at over 1,500 online retailers with Love to Shop
The more offers you take advantage of, the more you save. Start saving today at LoveMyCreditUnion.org.
Sprint Line Activation Member Discount
As a First Service member, you can earn $100 for every line when you switch to Sprint®.
Here's how it works:
- Members get a $100 cash reward for every new line when you switch to Sprint.
- Current Sprint customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards.
- Plus, get a $50 loyalty cash reward every year for every line
Here's how to sign up for Sprint cash rewards:
- Become a Sprint customer
- Register at LoveMyCreditUnion.org/SprintRewards
- Allow up to six to eight weeks to see cash rewards directly deposited into your credit union account!
Earn $10 for Member Referrals!
Members are eligible to earn $10 when their family, friends, or co-workers open a new membership account, plus one other service, with a Member Referral Coupon. Share the benefits of First Service by referring your family, friends and coworkers to open their accounts.
Travel with the convenience of free ATMs nationwide!
First Service has an extensive network of FREE ATMs, starting with our local branch offices. In addition, ATM withdrawals from First Service accounts are free at all Fifth Third Bank owned machines nationwide (other than Speedway locations). This includes over 1,500 ATMs across the country for your convenience! Free cash withdrawals are also available at US Bank branch locations in Ohio.
Getting the money you need ... just got faster!
We are now pleased to bring you the option of receiving and signing your loan documents quick and easy by secure e-mail. DocuSign is an option that will save time in completing your loan documents, with most of our auto and personal loans now available for this convenient service ... at no extra charge to you.
Great terms and easy processing ... even more reasons to finance with First Service!