View Share Rates
Share Savings Rates
Stated rates were paid the previous dividend period and are for comparison only. Actual rates may vary and are set by the Board of Directors based on earnings at the end of each dividend period. Please contact a Member Service Representative at (614) 836-0100 for the latest rate information and a Truth In Savings disclosure.
|Share Type||Minimum to Open||Dividend Rate||Annual Percentage Yield||Minimum Balance to Earn Dividend||Dividend Period|
|First Choice Checking||$50.00||0.25%||0.25%||N/A||Monthly|
|Regular Share Savings||$5.00||0.15%||0.15%||$5.00||Quarterly|
|Money Market $2,500 to $9,999||$2,500.00||0.15%||0.15%||$2,500.00||Monthly|
|Money Market $10,000 & up||$10,000.00||0.30%||0.30%||$10,000.00||Monthly|
|IRA Share Account||$50.00||0.15%||0.15%||$50.00||Quarterly|
|Dollar Dog Savings Club (youth)||$5.00||0.15%||0.15%||$50.00||Quarterly|
Annual Percentage Yield (APY) assumes dividends remain in the account until maturity. Fees and other conditions may reduce the earnings in these accounts. Rates for quarterly dividend periods were paid the previous quarter and are determined by the Board of Directors at the end of each dividend period. Super Share Savings, Money Market Account and Checking dividends are credited monthly. Actual rates may vary from these examples. Truth in Savings (TIS) disclosure available upon request. Federally Insured by NCUA.
Term Share Certificate Rates
Rates are for comparison only. Actual rates may vary and are based on earnings and financial trends. Please contact a Member Service Representative at (614) 836-0100 for the latest rate information and a Truth In Savings disclosure.
Relationship Rewards: Ten basis points (.10) will be added to regular certificate rates when the member has an active First Service loan balance, a First Service checking account, or is a Prime Time Club member, for a maximum of thirty (.30) additional bonus points. (Bonus points are not available on special promotions, zero-balance loans/lines of credit, JUMP or Variable Rate Certificates.)
|Term||Dividend Rate||Annual Percentage Yield||Early Withdrawal Penalty||Minimum Balance to Open and Earn APY||Dividend Period|
|3 Months||0.15%||0.15%||3 Month Dividend||$1000.00||Monthly|
|6 Months||0.20%||0.20%||3 Month Dividend||$1000.00||Monthly|
|12 Months||0.30%||0.30%||3 Month Dividend||$1000.00||Monthly|
|15 Months||0.60%||0.60%||6 Month Dividend||$1000.00||Monthly|
|24 Months JUMP
(no bonus points)
|0.80%||0.80%||6 Month Dividend||$1000.00||Monthly|
|24 or 36 Month Variable
(no bonus points)
Rate set quarterly
|1.96%||6 Month Dividend||$500.00||Monthly|
|36 Months||1.20%||1.20%||6 Month Dividend||$1000.00||Monthly|
|48 Months||1.40%||1.40%||6 Month Dividend||$1000.00||Monthly|
|60 Months||1.60%||1.61%||6 Month Dividend||$1000.00||Monthly|
These terms also apply to IRA Term Share Certificates. The Annual Percentage Yield (APY) assumes that dividends remain in the account to maturity. Fees and other conditions may reduce the earnings in these accounts. Please call a Member Service Representative at (614) 836-0100 for full details and a Truth In Savings (TIS) disclosure. Federally Insured by NCUA.
|10 Year Conventional Fixed Rate
15 Year Conventional Fixed Rate
30 Year Conventional Fixed Rate
30 Year FHA Fixed Rate
|Call 614-920-6358 for rates today|
|Purchase - Refinance - First Time Home Owners
Remodel - Upgrade - Cash Out
For details and current mortgage rates as apply to your situation, please contact your Branch Manager or Mortgage Services at 614-920-6358.
Auto Loans: All loans on approved credit. Sample rates are for comparison only and may be withdrawn or changed at any time. Terms and rates may vary depending on credit conditions, model year and value of collateral; sample rates may not be all inclusive based on specific requests and criteria. Please contact (614) 836-0100 for current rate information and a payment comparison.
2014 & Newer Auto
|Up to 66 Months||As low as 3.49%||As low as 3.67% 1|
|67 - 75 Months||As low as 3.74%||As low as 3.90% 2|
Used Auto 2013 - 2011
|Up to 66 Months||As low as 3.74%||As low as 3.92% 1|
|67 - 75 Months||As low as 3.99%||As low as 4.15% 2|
Other model years, rates and terms are available
2014 & Newer Motorsports
|Up to 66 Months||3.99%* - 6.24%||4.18% - 6.43% 1|
Other rates and terms are available
|12 - 48 Months||9.99% - 17.90%||12.28% - 17.58% 3|
|Up to 60 Months||As low as 7.40%||As low as 7.81% 4|
FirstReserve Personal Credit Line
|Lines over $3,000.00||11.90% - 18.00%|
Home Equity Line of Credit
|Variable||As low as 5.00%**|
Visa Credit Cards
1 Based on a loan amount of $20,000, a term of 66 months and a $99 processing fee and First Service Checking account.
2 Based on a loan amount of $20,000, a term of 72 months and a $99 processing fee and First Service Checking account.
3 Based on a loan amount of $5,000, a term of 12 to 48 months and a $99 processing fee.
4 Based on a loan amount of $10,000, a term of 60 months and a $99 processing fee.
*This rate is available with a checking account relationship discount.
**Home Equity rate is a variable rate, set quarterly at .75% below the Prime Lending Rate as disclosed in the Wall Street Journal. Rate will not be less than 5% or exceed 18% or the maximum allowed by law. $5,000 minimum initial advance. Property insurance is required and must be paid by the borrower. $300 closing fees waived will be retroactive if line is closed within 24 months. Consult your tax advisor about the deductibility of home interest. Call 614/836-0100 for additional details. We do business in accordance with the Federal Fair Housing Law and the Equal Opportunity Credit Act.
All loans on approved credit with qualified collateral when required. Other rates and terms may be available.
Auto and personal processing fee of $99 reduced to $74 with a FirstChoice Checking relationship advantage.
$199 processing fee for indirect dealership loans.
Nationwide Mortgage Licensing System and Registration
Mortgage Loan Originators to assist you: Mark West (NMLS #440595); Terry Johannson (NMLS #1086655); Heather Oliver (NMLS #440721); Nicole Rybarczyk (NMLS # 922545); Cynthia Music (NMLS #519811); Pam Wiley (NMLS #440727); Vicki Jahn (NMLS #440725); Sam Long (NMLS #440715); Tara Wengerter (NMLS #440714); Jack Harper (NMLS#440713)