Certificate Rates

Rates are for comparison only. Actual rates may vary and are based on earnings and financial trends. Please contact a Member Service Representative at (614) 836-0100 for the latest rate information and a Truth In Savings disclosure.

Relationship Rewards: Ten basis points (.10) will be added to regular certificate rates when the member has an active First Service loan balance, a First Service checking account, or is a Prime Time Club member, for a maximum of thirty (.30) additional bonus points. (Bonus points are not available on special promotions, zero-balance loans/lines of credit, JUMP or Variable Rate Certificates.)

Term Dividend Rate Annual Percentage Yield Early Withdrawal Penalty Minimum Balance to Open and Earn APY Dividend Period
3 Months 0.15% 0.15% 3 Month Dividend $1000.00 Monthly
6 Months 0.20% 0.20% 3 Month Dividend $1000.00 Monthly
12 Months 0.30% 0.30% 3 Month Dividend $1000.00 Monthly
15 Months 0.60% 0.60% 6 Month Dividend $1000.00 Monthly
24 Months JUMP
(no bonus points)
0.80% 0.80% 6 Month Dividend $1000.00 Monthly
24 or 36 Month Variable
(no bonus points)
Rate set quarterly
1.96% 6 Month Dividend $500.00 Monthly
36 Months 1.20% 1.20% 6 Month Dividend $1000.00 Monthly
48 Months 1.40% 1.40% 6 Month Dividend $1000.00 Monthly
60 Months 1.60% 1.61% 6 Month Dividend $1000.00 Monthly

These terms also apply to IRA Term Share Certificates. The Annual Percentage Yield (APY) assumes that dividends remain in the account to maturity. Fees and other conditions may reduce the earnings in these accounts. Please call a Member Service Representative at (614) 836-0100 for full details and a Truth In Savings (TIS) disclosure. Federally Insured by NCUA.